Eligibility Criteria to Apply for the Bihar Student Credit Card Scheme

The Bihar Government introduced the Bihar Student Credit Card (BSCC) scheme to offer financial assistance to students for their higher education. This initiative allows students to get loans of up to Rs. 4 lakhs at low interest rates. They can use this funding to finance courses such as BSc, BA, BTech, or MBBS. This scheme allows students in Bihar who face financial barriers to pursue higher education by getting loans at low-interest rates through the BSCC scheme.

Bihar Student credit card Scheme Banner

To apply for the Bihar Student Credit Card Scheme, you must meet certain criteria.

  • You need to be a permanent resident of Bihar and must be at least 25 years old.
  • Must have scored at least 60% marks in the 12th class.
  • Must be enrolled in an authorized institution for higher education.
  • Additionally, your annual family income should be less than Rs 4.5 lakh.
  • Must get admission to a course at an authorized institute.

Assistance from Tagore Educons to Apply for the BSCC Scheme

If you are looking to apply for the Bihar Student Credit Card Scheme, then you can seek guidance from us. We have helped various students and we would love to help needy students to get this golden opportunity. If you are applying for this scheme, you need the following documents:

  • 1Completed common application form
  • 2Aadhar card
  • 3Pan card
  • 4Xth and XIIth mark sheets and certificates
  • 5Copies of scholarship award letters (if applicable)
  • 6Approved course structure
  • 7Proof of admission
  • 8Fee schedule
  • 9Photographs
  • 10Income certificate from the previous year
  • 11From the previous 2 years’ income tax returns
  • 12From the previous 6 months’ bank statements
  • 13Proof of residence (ID, driving license, Passport, Voter ID)
  • 14Tax receipt

Why Should You Apply for the Bihar Student Credit Card Scheme?

The Bihar Student Credit Card (BSCC) scheme offers various benefits to eligible students. These benefits aim to support students financially in pursuing their higher education. Through the BSCC scheme, students can access loans with favourable terms to cover their educational expenses.

Maximum loan amount of Rs. 4 lakhs.
Financial aid for purchasing books, and laptops, or paying fees.
Repayment of the loan begins after completing the course and securing a job.
Interest rate of 1% for Divyang, transgender, and female students.
Flexible recovery procedures due to government ownership of the loan. In some cases, the government may waive the balance.
A girl holding a card type something that represents  Bihar student credit card scheme in Patna, Bihar

Apply for the BSCC Scheme through Tagore Educons

If you find it difficult to apply for the Bihar Student Credit Card Scheme, you can get guidance from us. We are available to provide you with the best possible guidance and help to apply for this scheme so you can pursue further study without any financial issues. This scheme will enable you to get admission to courses in an authorized college to make your career bright.